Senior Sme Credit Analyst

Performing know-your-customer (KYC) process;- Monitor and analyze customer data about projected financial data from the financial statements;- Review the validity of the Bank Statement/Invoice Underlying;- Co-work with Relationship Manager (RM) to identify the needs of customers, products, and financial services industries in-depth understanding of the industry and its customers in the framework of a given risk;- Identify the risks and opportunities that may arise. The recommended approach to risk management;- Understand the details of each industry you are responsible for. (e.g. trend, risk, market);- Analysis and auditing of financial data and other information necessary and relevant for the analysis of customer risk;- Prepare the financial projection of customers as reasonable assumptions;- Analyze and make credit decisions based on Risk Acceptance Criteria (RAC) and the conditions applicable to loan approval;- Conducting field visits (if needed).**Requirement**:- Bachelor's degree in any major;- 3-5 years of working experience in developing and delivering training program;- Excellent analytical skills and creative problem solving;- Computer literacy (MS Word, Excel, and PowerPoint);- Proven skills in corporate credit analysis are essential;- Well developed oral and written communication skills;- Ability to collaborate with others to achieve great results and outcomes;- Ability to work independently and as an effective team member;- Ability to liaise effectively & professionally with external organization.Jenis Pekerjaan: Penuh WaktuTenggat Lamaran: 19/11/2023