Credit Analyst Sme

**Responsibilities**- Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP).- Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation.- Able to read and understand customer payment or Non-Performing Loan (NPL) performance for learning of future approval.- Develop and propose mitigation strategies for financing customers to minimize lending risks, and effectively communicate solutions to sales, marketing, and business teams.**Requirements**:- Minimum Bachelor's or Master's degree from a reputable university.- Having a minimum of 3 years of experience as a Credit Analyst in SME/Micro SME/Commercial Loans.- Having authority limit approval with a minimum of 500 million and the ability to assess the creditworthiness of both individuals and companies.- Proficient in comprehending the entire credit process and underwriting, including but not limited to loan submission, documentation, policy adherence, approval analysis, and collateral security evaluation.- Demonstrate keen attention to detail and a strong interest in analyzing customer data. Exhibit qualities of high responsibility, integrity, commitment, and discipline.**About Moladin**zZmQb7gyyW