Head Of Policies & Portfolio Management

**What is Shipper**

Shipper is a growing technology company based in Jakarta.
We provide well-rounded logistics solutions for businesses of all sizes.
Today, we offer several services including First-Mile Pickup and Delivery, Fulfillment/Warehouse Management, and Cross-Border shipping services.
We are financially supported by eminent investors, including Naspers, Floodgate, Y-combinator, Lightspeed Ventures Partners, Insignia Ventures Partners, DST Global Partners, and Sequoia Capital India.
**Why Join Shipper**

An opportunity to build the next Unicorn and work with some of the smartest people in their fields and specialties.
While also creating impact by supporting small sellers and micro-entrepreneurs across the nation.
**What will you do?
**
- Work with business, product, IT team to formulate best-fit financing product/services for Shipper's capital arm & ecosystem (SME, Supply Chain, Retailer Loan).
Develop Risk Acceptance Criteria, Policies, and SOPs - to ensure that end-to-end business/ lending process is conducted properly;
- Set up portfolio appetite & limit, e.g.
by products, pricing, segments, risk-grading, etc - to manage portfolio concentration risk;
- Work with Data team to provide portfolio dashboard & analytics, e.g.
vintage, flow rate, waterfall analysis, etc - to increase visibility into the true quality of portfolio and early identify credit risk;
- Lead policy/ portfolio team, reports to SVP Risk

**What are the requirements?
**
- 7yrs+ in credit risk in banking or fintech
- experience in handling policies or portfolio management for SME or Retail products
- familiar with local regulation and overall financial institution market (bank/ fintech).
- Knowledge on data processing will be a plus point (retrieve, join, filter, grouping) using data tools (SQL, Tableau, etc).
- Knowledge on operational risk will be a plus point.
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