Understands comprehensive credit cycle and risk management framework.
Responsible for pre-screening and conduct through analysis of financial statements and assessment of credit requests, risk assessment and mitigation of any credit proposal reviewed.
Provide risk assessment / recommendations tied to analysis and assessment of credit risk to the Credit Comittee for making credit approval.
Make sure that the credit process complies with the policy and regulation.
Monitoring credit quality, account maintenance and behavior of existing borrower.
Responsible to manage portfolio quality and reporting.
Together with internal team to review loan products, procedure & policy, system enhancement and partnership / ecosystem.
Min.
Bachelor's degree in related majors (finance, accounting, or other business-related fields)
Min.
of 2 years' experience in Banking or other financial industry.
Min.
of 2 years' experience in any Risk Management area, handling credit underwritings and SME portfolio is preferred.
Good analytical skill and familiar with financial and understanding of business, economic, and industry risk.
Strong attention to detail and ability to notice discrepancies in data.
Strong communication and presentation skills.
Ability to effectively manage competing deadlines in a high-pressure work environment, with varying degrees of supervision.
